3 Ways Texas Hard Money Lenders Are There When You Need Them

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3 Ways Texas Hard Money Lenders Are There When You Need Them

If you want to purchase an investment property, you will probably find that banks can be frustrating and seem to want to close you out of the market. When you can’t get help from a traditional lender, Texas hard money lenders will be there for you. 

The housing crash of the mid-2000s led to banks tightening down and strengthening lending requirements. These included debt to income ratios as well as FICO scores and income verification requirements. While in theory many of these regulations sounded fine, in practice they are leaving many Americans effectively shut out of the housing market. In fact, according to recent estimates, as many as 43% of Americans will find themselves denied for a home loan.

If you are one of these Americans who can’t seem to get a home loan from a bank, you have other options. Texas hard money lenders can help you get a specialized, investment based loan with much less strict lending requirements and a much higher approval rate.

3 Ways Texas Hard Money Lenders Can Help Americans Get a Home Loan

If you can’t get a loan from a bank, Texas hard money lenders are here to help. Here are 3 ways that hard money lenders are there to help when banks fail.
1. Texas hard money lenders have less strict debt to income ratios. If you own other investment properties or have a business or personal loan, it will not interfere with your ability to get a hard money loan.
2. Hard money lenders have lower FICO score guidelines and can sometimes even waive your FICO score altogether. This is especially true if you are using Texas hard money loans to purchase an investment property. A hard money lender will examine the merit of your investment, not your credit score.
3. Texas hard money loans have much less strict income verification guidelines. If you are self-employed this is an especially nice benefit because it increases the likelihood that you will see an “approved” stamp on your application.

If a hard money loan from Texas hard money lenders sounds like what you need, call a lender today.

You lender will be able to further explain the risks and benefits of Texas hard money loans and get you started on the application process. Don’t let banks keep you down any longer, find Texas hard money lenders today!


Dennis Dahlberg Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:      (512) 516-1177 
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120 | Phoenix | AZ | 85027

111 Congress Ave |Austin | Texas | 78701

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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


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