Think Outside the Bank For Private Lending

At Level 4 Funding, you get flexibility and speed, not red tape and committees. Bottom line: if your strategy is sound and your property has potential, we’ll find a way to make your loan work—without the drama and without the runaround. 

And you can take that to bank.
Our specialty is helping, realtors, and investors purchase or refinance non-owner occupied residential properties. So if you’re looking for a respected lender that offers streamlined services, quick closings, and aggressive rates, you’re in the right place.

Non-conforming mortgage products for Non-Owner Occupied Residential properties

When traditional loan products are not flexible enough to meet your client’s needs, Level 4 Funding can help. We provide investors with quick access to non-conforming mortgage products for Non-Owner Occupied Residential properties whether they want to:

Fix & Flip
Buy & Hold
Rate & Term
Cash Out Refinance
Bridge Financing
Wholesale Lending

Real Estate Agents

You work to help your clients reach their real estate investment goals and so do we. Fast Approvals. Competitive Rates. Quick Closings. How can we do that? Level 4 Funding is a direct private hard money lender with local control from start to finish. We underwrite our own files and provide our own appraisals which makes our loan process transparent and fast, closing deals in as little as 4-10 days.

Imagine Having $50K-$250K Cash In Your Checking Account For Anything Your Business Needs F4F.com    www.civicfs.com fundingforflipping.com

 

Flipper Program

Loan Amounts:   $50,000 - $3 million
Loan to Value (LTV):  up to 90% of the purchase price, plus 100% of the construction funds.
Interest Rates: 8% to 18%*
Points:  1-4 points
Loan Position:  1st TD
Loan Term:  6 or 60 Months
Property Types:  Residential, Condos, 2-4 Plex, PUDs
Loan Types:  Non-owner occupied residental. Purchase, Refinance, Bridge Loan, Rehab, Business Loans

Commercial Program

Loan Amounts: $250,000 - $25 million
Loan to Value (LTV): up to 60% Loan Type: Acquisition, Refinance, and Cash-Out
Interest Rates: 7.9% to 14%*
Fees: 1 - 3 points
Loan Term: 3 - 260 months.
Property Types: Residential, Condos, 2-4 Plex, PUDs
Loan Types: Non-owner occupied residential, multifamily, retail, office, industrial, mixed use, vacant buildings, and entitled land

January 31, 2018

Commercial lending related to multifamily developments boosted by new tax bill

Commercial real estate loans tied to multifamily developments should be on the rise as a result of specific provisions in the recently passed Republican tax bill. […]
January 31, 2018

OCC Chairman will pursue charter for alternative commercial lenders.

The idea for a national charter for alternative commercial lenders has proven controversial, as it stands such groups must refer to the regulations of each individual […]
January 31, 2018

Impact of Tax Cuts and Jobs Act on commercial real estate lending

Commercial real estate and commercial lending stand to benefit from specific changes under the Tax Cuts and Jobs Act. The full impact of these changes however […]
January 30, 2018

Commercial mortgage backed securities add uncertainty in 2018

The wave of commercial mortgage backed securities in need of refinancing will linger in 2018. These mortgage bonds issued prior to the great recession will continue […]
January 30, 2018

SBA lowers equity requirements for new commercial loans

As of January 1 the SBA announced it would lower equity requirements for new 7a loans. 7a borrowers will only need to finance 10 percent of […]

Just Funded Private Hard Money Loans

  • “Top notch loan broker. who was awesome, quick, prompt, and most importantly, delivered. I would say don't even waste your time with another broker - these folks get the deal done, period. As a lawyer, they have helped me and many of my clients with a can-do attitude, and professionalism that is unmatched. A definite recommendation.”
  • “I was working with a hard money lender (OF) for the past ten days. 24 hours before my loan was supposed to close they called me and told me they were lowering my loan amount by 15%. I called Mark G at Level 4 Funding and told him the situation. If you want work with someone honest and professional call Level 4 Funding today.”
    Roger Johanson
  • “After hearing, the good things about this company, I think they are on top of their game. I will keep recommending people I know in Arizona to level 4 Funding.”
    Rick Carrol
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