The  ultimate dream for everyone is to be able to live without the fear of running out of money. Everyone wants to be financially secure, and California Hard Money Lenders can help people do just that.

California Hard Money Lenders–When I got my first job out of college, the economy had just started to take a turn for the worse. For me, that ended up being a good thing because when I added money to my company’s 401K more could be done with it since prices were so low. My co-workers, however, were not so happy. Most of them had been with the company for years and had just seen half of their retirement fund disappear because the market had declined.

To the man, each one complained about not being more involved in the decision to do certain things with their money. The investment firm said they could have been; all they had to do was ask. But no one knew that was an option. They just knew they were going to be facing retirement in a few years and they didn’t know how they would be able to afford it.

A Lesson Learned

As the fresh-faced, youngster in the group I was not concerned about the crashing market since I didn’t have a 401K that could be gutted. I wouldn’t need it for another 35-45 years anyway. But what the experience told me was that I better make sure that I exercise as much control and power over my money as I can.

Where these guys went wrong was trusting someone else to do it all or them. This told me that I needed to be more proactive with my investments. I needed to keep an eye on my 401K and shift money before something crashes too far.

I also needed to make sure I’d have enough on my own—and to accomplish that I contacted a couple of California Hard Money Lenders.

I couldn’t use the money from my 401K, but they said I could use it as collateral along with the property I was buying to secure the loan. With that loan, I purchased a duplex that needed a lot of work. After getting a little help from friends and co-workers, I was able to fix the place up within the budget I had projected.

When it was done I put that sucker back on the market, sold it, and went back to the couple California Hard Money Lenders I had talked to before and said,” That was fun. What’s next?”

California Hard Money Lenders Are My Friends

Since the economy has improved, my 401K is doing fine, but my associates will never get back to what they had before the downturn—unless they don’t retire. I don’t want to be in that situation when my time comes. I want to be able to retire early and go on some ridiculous vacations in my golden years.

To make sure that can happen, I am going to keep working with the California Hard Money Lenders I know to find and invest in the right properties so that my nest egg can grow. I am not going to trust an investment firm that gets paid whether I make money or not. I’m going to trust myself (and my California Hard Money Lenders) to make sure I am financially secure when it is time to retire.

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:     (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701
 
About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.