Direct Hard Money Private Lenders


How much do you need?
Over $40,000,000 Funded

All of Your Funding Problems are Solved Here!
Get the Lowest Possible Rate Term Guaranteed

Residential From 7.99% APR*
Fix & Flip 90% LTV with 100% of Rehab*

If You Are Not Using Level 4 Fundng You’re
Probably Paying Way Too Much

That’s It! The Stress is Gone
No More Begging, No Jumping Through Hoops
No Tax Returns, No Pay Stubs or No Credit Required
No UP Front Fees - No Junk Fees

More Real Estate Investors Became
Millionaires and You Can Too
Do Real Estate Investing and Take Over the World

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Pivate Hard Money Lenders


We Specialize in Private Hard Money Loans

 No More Begging

No Jumping Through Hoops

No Tax Returns

 No Pay Stubs*

 No Credit Required

 No Up Front Fees or Junk Fees

Flexible Terms From 3 to 60 Months

 Fixed Rate From 7.99% APR*

Up to 85% As-Is Value, 100% of Rehab Costs

Commercial/Construction Loans

Business Loans/Fix&Fip Loans

 Trust Deed Investing

Just Funded Hard Money Loans

Do What Everyone Else Is Doing Start Making Money

If Your’re Not Using Level 4 Funding

You Are Paying Way To Much

 

Hard Money Rental Purchase
Home Value  $946,000
LTV 50%  Scottsdale, AZ

 

Hard Money Cash Out Mortgage
Loan Amount $560,000
Home Value $999,450
LTV 56% Mesa, AZ

 
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Cash Out Hard Money Loan
Loan Amount $1,850,000
Home Value $4,000,000
LTV 46% Scottsdale, AZ

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Cash Out Hard Money Loans
Loan Amount $3,000,000 @9%
Home Value $4,850,000
LTV 61% Beverly Hills CA

 
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Apartment Hard Money Loans
Loan Amount $650,000
Value $1,250,000
LTV 52% Phoenix, AZ

 
construction

Construction Hard Money Loans
Loan  $185,000 @ 9.5% 24 Months
Home Value $275,000
Prescott Valley AZ

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Rental Hard Money Loans
Loan Amount $300,000
8.25% 60 Months
Sedona AZ

 
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Rental Hard Money Loan
Loan Amount $450,000
8.0% 60 Months
Scottsdale AZ

 
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Hard Money 2nd Mortgage
Loan Amount $42,000
18.9% 12 Months
Avondale, AZ

320 Austin Purchase at 12

Cash Out Hard Money Loans
Loan Amount $320,000
12% - Closed in 3 days
Austin TX

 
485k 50% LTV

Rental Purchase Hard Money Loans
Loan Amount $485,000
50% LTV
Scottsdale AZ

 
1273 river terrace new braunfelds texas 78130

Hard Money for Lodge/Hotel
Loan Amount $1,400,000
8% - 58% LTV
New Braunfels TX

 
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Hard Money For Cash Out/Refi
Purchase/Construction Loans Hard Money
Give us a call for the Lowest Possible Rates

 
 
 
  • “After hearing, the good things about this company, I think they are on top of their game. I will keep recommending people I know in Arizona to level 4 Funding.”
    Rick Carrol
  • “I was working with a hard money lender (OF) for the past ten days. 24 hours before my loan was supposed to close they called me and told me they were lowering my loan amount by 15%. I called Mark G at Level 4 Funding and told him the situation. If you want work with someone honest and professional call Level 4 Funding today.”
    Roger Johanson
  • “Top notch loan broker. who was awesome, quick, prompt, and most importantly, delivered. I would say don't even waste your time with another broker - these folks get the deal done, period. As a lawyer, they have helped me and many of my clients with a can-do attitude, and professionalism that is unmatched. A definite recommendation.”

Why Choose Level 4 Funding

Multiple Hard Money Loan Offices

Level 4 Funding LLC has a great team of professionals that can help get the most challenging, hard money loan/mortgage approval for you at the best possible rates.  No matter your situation, credit score, or your project we seem to always find a bank, insurance fund, hedge fund, mortgage banker, or private investor that will say yes to your loan. Located in the Arizona, California and Texas as a Private Hard Money Lender that funds private hard money loans for commercial real estate investors professionals and home owners.

With over $40,000,000 Funded, we are able to provide Private Loans from from $50,000 to $50,000,000 with very competitive terms and rates.We arrange Bridge Loans, Commercial, Residential, Office Multi Family, Warehouse, Storage Complex, Student Housing, Raw Land, Construction, for commercial and residential clients. We are the premier Hard Money Mortgage Brokers when you need a private money loan or mortgage.  We have very competitive rates and generous lending standards for underwriting a loan. Located in Phoenix, Arizona and Austin Texas, Level 4 Funding LLC is among the very few hard money mortgage broker companies with offices in these locations.

Considering a Hard Money Loan In California for your next commercial project or business plan?

If that’s where your financing search is headed  it is important to know the pros and cons of a commercial hard money loan. By know you know Hard Money Lenders California are some of the most readily available hard money financing options, which is great for shopping around for the best rates and terms. But, in general, you may be wondering what exactly the benefits or rather advantages of Hard Money Loan California are? Moreover, you may also want to know exactly what the disadvantages are of these particular kinds of loans. Well, the good news is the benefits outweigh the disadvantages by far.

Another major benefit to California hard money is the ability to get a project funded that you were unable to get funded or rather financed anywhere else. One common example is a fix and flip project. Often, banks are not interested in short-term lending. This is not to say that banks do not offer short-term options but rather that banks are in the business of making money and the easiest way to do that is to approve long-term loans more often. Furthermore, banks look at these kinds of projects such as a fix and flip as high-risk which only make getting financing harder.

The Pitfalls of Hard Money Lenders California

So now that we’ve covered the major benefits of all things hard money, let’s talk about those pesky pitfalls and disadvantages. The top disadvantage when dealing with hard money financing is of course that higher than average interest rate. But, in reality, just as banks need to make a profit and are concerned about high-risk borrowers, non-bank lenders need to see some return on their investment hence the higher rates. Disadvantage number 2 is the fact that California hard money financing is only available for short-term use. This means if you are looking for financing for a project that others have deemed high-risk for more than 1-5 years you may have to look elsewhere.

Commercial Hard Money

Lastly, hard money loans California require either a minimum amount of equity i.e. at least 25% or a significant down payment. In the world of Commercial hard money, that minimum amount becomes 40% and the down payment is much larger. This increase is ultimately due to the fact that if there is a default, selling the commercial property is much harder to do and often requires a discounted sale price in order to recoup what the non-bank lender lost.

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How to Discover the Perfect Owner Occupied Hard Money Lenders In Arizona

If you are in desperate need of a loan, turning to owner occupied hard money lenders Arizona may be the best solution for you. Choose the best lender for your needs and learn more about how using owner occupied hard money lenders Arizona can help your business grow.  If you are searching for a loan and are hoping to get one quickly for your business or company, a hard money loan might be the perfect solution. Hard Money Loans Arizona deal directly with loan financing based on assets. This takes the form of property. Owner occupied hard money lenders Arizona deal with property that currently has existing inhabitants instead of property that is vacant. Since this more of a complicated process, it is important to find the best lender possible for your needs and the needs of your business or company. Finding the right owner occupied hard money loan or private money lender can be easy when you follow these helpful tips:
  • Know your financial limitations. In most cases, Hard Money Loans Arizona can be the perfect solution if you suffer from poor credit or have a low credit score. The majority of private money lenders pay more attention to the present deal that is available rather than worrying about your past credit history. Start with smaller Hard Money Loans Arizona before working your way up to a larger-sized loan or more risky opportunities.
  • A private money lender is different than a typical loan officer. A traditional loan officer that works at a bank must look at factors like credit and other details in order to determine if a person is eligible for a loan. In contrast, private money lenders can create much more personal relationships and agreement with the individuals they lend assets to. Building a relationship with a hard money lender is a process that takes time. Finding the perfect lender will be worth it in the long run and can help you grow your business substantially.
  • Expand your network. Private lending opportunities will be best found if you have an expansive network of people to reach out to. Reach out to more lenders and actively search for the best lenders available in your area.

How Do I Know if I Found the Right Hard Money Lender?

Hard Money Loans Arizona can be a great way to expand your business and achieve your goals. Choosing the right lender to help you achieve these goals is also an important part of deciding on the best hard money loan situation for your needs.

Owner occupied Hard Money Loans Arizona are a complicated endeavor, so it is important to find the perfect lender to guide you through the process.

Only certain banks and lenders will be Arizona owner occupied hard money lenders. Help your business to grow by choosing an appropriate lender for your needs. Becoming a certified lender of hard money requires numerous requirements and various means of verification. It is important that you follow the legality of a hard money loan and choose a lender that will help guide you through the process appropriately.

How to Discover the Perfect Owner Occupied Hard Money Lenders In Arizona

If you are in desperate need of a loan, turning to owner occupied hard money lenders Arizona may be the best solution for you. Choose the best lender for your needs and learn more about how using owner occupied hard money lenders Arizona can help your business grow.  If you are searching for a loan and are hoping to get one quickly for your business or company, a hard money loan might be the perfect solution. Hard Money Loans Arizona deal directly with loan financing based on assets. This takes the form of property. Owner occupied hard money lenders Arizona deal with property that currently has existing inhabitants instead of property that is vacant. Since this more of a complicated process, it is important to find the best lender possible for your needs and the needs of your business or company. Finding the right owner occupied hard money loan or private money lender can be easy when you follow these helpful tips:
  • Know your financial limitations. In most cases, Hard Money Loans Arizona can be the perfect solution if you suffer from poor credit or have a low credit score. The majority of private money lenders pay more attention to the present deal that is available rather than worrying about your past credit history. Start with smaller Hard Money Loans Arizona before working your way up to a larger-sized loan or more risky opportunities.
  • A private money lender is different than a typical loan officer. A traditional loan officer that works at a bank must look at factors like credit and other details in order to determine if a person is eligible for a loan. In contrast, private money lenders can create much more personal relationships and agreement with the individuals they lend assets to. Building a relationship with a hard money lender is a process that takes time. Finding the perfect lender will be worth it in the long run and can help you grow your business substantially.
  • Expand your network. Private lending opportunities will be best found if you have an expansive network of people to reach out to. Reach out to more lenders and actively search for the best lenders available in your area.

How Do I Know if I Found the Right Hard Money Lender?

Hard Money Loans Arizona can be a great way to expand your business and achieve your goals. Choosing the right lender to help you achieve these goals is also an important part of deciding on the best hard money loan situation for your needs.

Owner occupied Hard Money Loans Arizona are a complicated endeavor, so it is important to find the perfect lender to guide you through the process.

Only certain banks and lenders will be Arizona owner occupied hard money lenders. Help your business to grow by choosing an appropriate lender for your needs. Becoming a certified lender of hard money requires numerous requirements and various means of verification. It is important that you follow the legality of a hard money loan and choose a lender that will help guide you through the process appropriately.

7 Reasons Why Commercial Loans in Arizona  Can Grow Your Business

Expanding your business with a commercial loan can open many doorways for you and your company. These seven reasons will guide you through how Commercial Loans in Arizona  can help your business to thrive.)  If you are hoping to expand your business, it may be time to consider a commercial loan. These seven reasons are a starting guide to how a business loan can help you achieve your dreams that you have with your company and expand your business to new heights.
  1. Commercial Loans in Arizona are one of the more popular choices among business owners. Due to their lower interest rates, a commercial loan opportunity can lead to huge savings for most businesses. This is why so many businesses are choosing to get a commercial loan for all of their business needs.
  2. A commercial loan allows you to maintain ownership of your business. One of the more beneficial aspects of a commercial loan is that it allows you hold full ownership of your business. You will never be forced to sell out interest or come up with additional funds to gain full ownership. Selling interest can risk your company and all that you have built.
  3. Increase cash flow to your business or company. Your loan can be payed off with a financial plan that suits your budget and your schedule. Determine a repayment plan that lets you determine how you spend your loan. A loan typically has very few up-front costs which can make it a great solution for the expansion of your business
  4. A commercial loan can cover larger sums. This can give you the time to build up your business at a pace that you can reasonably manage and afford.
  5. Receive a commercial loan without having to give any collateral. This can be a great solution for a business or company that wants a loan with a lower risk.
  6. A commercial loan is a long-term plan. Loans are designed to be longer termed solutions. This means that you are able to gradually increase the profit of your business and pay your loan off slowly over time.
  7. Build the credit of your business. Paying off your loan over time can increase the credit rating of your business. This can lead to more opportunities for you and your company.

Can Commercial Loans in Arizona Really Grow My Business?

Borrowing funds through a modest loan can lead to exponential growth of your business over time. A business loan can be a useful business strategy when used correctly and planned strategically.

Even if you do not need a loan today, it is important to plan for tomorrow. You’ll never know when you business may urgently need a loan.

If you are interested in building a stronger credit rating or growing your business steadily, a commercial loan may be the perfect solution for you and your company. It is important to start considering a business loan today so you can begin to plan for the future growth and expansion of your business or company.

Hard Money Loans Arizona Can Give Your Business a Helping Hand

If you are looking for a loan solution quickly and efficiently for your business, Hard Money Loans Arizona may be the perfect option for you and your company. Have the freedom to achieve your business goals and grow your business with a unique loan opportunity. What exactly are Hard Money Loans Arizona and how can they help your business or company thrive? A hard money loan is also sometimes referred to as a private money loan. In simple terms, a hard money loan is a short-term loan solution that is obtained through real estate ventures. These types of loans are funded through private investors which makes them unique from other loans. With hard money, you don’t have to worry about the tedious process of applying for a loan through a bank environment. If you are trying to obtain money quickly for your business or do not have the best credit score, hard money can be the perfect solution for you and your business! Since these types of loans are short-term, you can have the spare funds you need to quickly achieve your business goals and then pay off the loan quickly. Typically, Hard Money Loans Arizona occur over a one year period, but in certain case can be extended to longer terms if necessary. Hard Money Loans Arizona can be used for a variety of different situations and to help business owners get out of a financial bind. Situations that would be perfect for this type of loans would be:

  1. Flipping real estate propertiesLand or property investing  
  2. For buyers that do not have a good credit score or credit history
  3. Real estate investors looking to avoid the long application process of a commercial loan  
  4. Loans for construction projects
These types of investments can grow your business or company by giving you greater financial opportunities and allowing you to act quickly on your projects. When you can’t wait for a commercial loan or struggle with a poor credit report, hard money is the perfect solution for you and your company.

What Types of Arizona Businesses Typically Use Hard Money?

There are a variety of different companies and business that can benefit through the acquisition of hard money. When you are hoping to secure funds quickly and obtain a loan in a more convenient way, hard money is a great option. Rather than go through the bank route, hard money gives businesses the opportunity to build personal relationships with private lenders. These types of loan can even allow for networking opportunities that open doors to more business ventures or projects.

If you are low on funds or need an added boost to jump on an investment opportunity, hard money can give you and your business the key to your success.

Banks and hard money lenders Arizona are not always the perfect solution for a business. It is important to always consider lending opportunities diligently and carefully. However, if your business or company is quickly looking to obtain funds, hard money can be the best choice to quickly receive funds.

Try These 5 Tactics to Find the Best Hard Money Lenders Arizona

Unlike receiving a loan through a traditional bank, obtaining your loan through hard money lenders Arizona allows you to develop personal relationships and network for further business opportunities. Learn how to find the perfect lenders for your needs and how to establish personal bonds that may help grow your financial future. If you are looking to obtain a loan quickly so that you can get a jump on an upcoming business venture, hard money may be the perfect solution for you and your company. Now that you have deciding to pursue a hard money loan, it is crucial that you find the perfect private lender for the needs of you and your company. These five strategies can be used to find an ideal hard money lender to help you achieve your business goals:

  1. Consider the interest rates or points. A hard money lender is taking more of a risk than any bank would by granting you a loan opportunity. This means that hard money lenders Arizona often must charge a higher interest rate on their loan. Compare the rates of various lenders and secure a loan that has rates that accommodate the limitations of your budget.  
  2. Determine the value of your loan. Due to increase interest rates, consider the actual value of the loan. Consider of the interest rate still makes the hard money loan a worthwhile business opportunity. This will most likely vary from lender to lender.
  3. Find a lender you feel comfortable with. Dealing with private lenders is much different than operating with a bank. Due to the unique nature of hard money loans, it is important to choose a lender you feel comfortable communicating with. Remember that this is a professional relationship.  
  4. Check the past history of your lender. Choose a lender that is reputable and trustworthy throughout the community to avoid any challenges with your potential lender
  5. Contact lenders near you or attend opportunities to network. Do everything you can to get the name of your business out there and always carry yourself with a professional rapport. You never know when a lending opportunity may arise and it is important to look for these opportunities even in unlikely places.

Secure Your Financial Future By Developing Strong Relationships With Private Investors

A hard money loan can open many doors for you and your business. When you are hoping to quickly obtain a loan, hard money is often an ideal solution. It is important to develop positive relationships with lenders so that you can potentially be led to more investment opportunities in the future.

Networking skills and getting the name of your business out to a variety of different investors will allow you to connect with more private lenders that may want to invest in your business or company.

Since you never know when a lending opportunity may arise, it is important to carry yourself with professionalism. Network and don’t be afraid to reach out to various members of the business community in your respective area to find the perfect lending opportunities near you.

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