Benefits of Using Texas Hard Money Lenders for Commercial Loans

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Benefits of Using Texas Hard Money Lenders for Commercial Loans

Texas hard money lenders are in the business of helping investors make money with specialized, asset based loans. If  you are a real estate investor, hard money loans can be your best friend for both residential and commercial real estate investments. 

A hard money loan is an asset based loan, secured by real property, the investment property you are purchasing. They are short term loans and are given by an investment company or private mortgage firm.

When you get a hard money loans through Texas hard money lenders, there are a few things you need to be aware of. Firstly, the loan process will be quick and have less paperwork than a bank loan. You can usually get your money in about two weeks, sometimes less depending on the lender. Secondly, the Loan to Value or LTV ratio will differ by lender as will interest rates so make sure you shop around to choose the best Texas hard money lender. Finally, you will be charged a higher interest rate on this short term loan because it is riskier for the lender. If you can sell the property quickly enough this won’t matter and both you and your Texas hard money lender can make quite a bit of money.

Hard money loans are most commonly used for residential investment properties like fix and flips or rentals when fast cash is needed before being able to refinance to a lower interest rate. However, you can also use loans financed through Texas hard money lenders to purchase commercial real estate. For many investors, this can be just as lucrative as rehabbing a home. 

Texas Hard Money Lenders Can Lend a Helping Hand in Commercial Real Estate Transactions

Like residential investments, hard money loans are available on commercial properties. Some common uses of commercial hard money loans are when a property needs to be purchased quickly because it is a good deal or if a commercial property is undergoing foreclosure or auction. Many investors prefer commercial investments because there are less strict federal guidelines for commercial real estate transactions. While this can be a good thing, keep in mind that there are also fewer guidelines of Texas hard money lenders when it comes to real estate hard money loans. This makes it extremely important that you work with an experienced lender to keep yourself and your money protected. 

If a commercial hard money loan sounds like a great option for you, talk to you Texas hard money lenders today!

Once you have decided to move forward with a commercial real estate purchase funded through a hard money loan, it is vital that you find a Texas hard money lender who will work with you and for you every step of the way. 


Dennis Dahlberg Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:      (512) 516-1177
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120 | Phoenix | AZ | 85027

111 Congress Ave |Austin | Texas | 78701

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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


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