After the Dodd-Frank, owner occupied hard money loans may be more difficult to acquire, but that does not mean that they are not out there. Talk to your hard money broker today to see the types of owner occupied hard money loans available to the public.

After the last recession, the Dodd-Frank Wall Street Reform and Consumer Protection Act emerged. It delineated the federal stipulations for subprime and residential lending among other things. Curiously enough, it even began to regulate hard money lending, an area of private investment which previously had less federal regulations.

After the Dodd-Frank, Arizona hard money lending for those seeking residential and owner-occupied loans became more difficult and less common of a service offered. Today, typically, most hard money lenders deal with commercial lending on properties that are to be sold within a short-term period. Paperwork declaring commercial intent is sometimes even signed in conformation of this. So, why all the fuss about owner occupied hard money lending? This is due to the various documentational, disclosure, and closing restrictions needed to complete such a loan. However, while many hard money lenders have shirked off the tediousness of this process with all of its federal loopholes, other hard money lenders have made it into a profitable niche.

Still, Arizona owner occupied hard money lending is a great option for those unable to acquire a conventional loan. Common scenarios of individuals petitioning owner occupied homes are: those in need of a home and also looking to sell their current home; those who have faced bankruptcy, foreclosure, or short sale; those looking to use a bridge loan in order to transition into a conventional loan later on; those dealing with a troublesome property; those buying a house for the first time; those looking to refinance; those looking to remodel a personal home; and those looking to consolidate debt.

Get Your Arizona Owner Occupied Hard Money Loan Today

There are a great many reasons why individuals may seek owner occupied had money. Whether to acquire a new home, fix an existing home, or manage debt, many have felt the comfort of being able to find a financing solution and enjoy the home that they deserve.

Talk to your hard money broker at Level 4 Funding and find the owner occupied hard money loan that is right for you.

For years, Level 4 Funding has brokered hard money lending solutions for those in need of owner occupied loans. Talk to your hard money advocate today, and find the terms, the rates, and the conditions that suit your real estate needs.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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