In fact, you can get funding in as little as five business days through one of many available Mortgage programs. Most are an equity based lender who will give you a Mortgage based on the merits of the property you want to buy instead of your own personal merits. What exactly does that mean to you? It means they will provide you Arizona hard moneyregardless of your poor credit, spotty job history or low income, as long as they can see upon evaluation of the property that you will make a profit doing a fix and flip. Does your credit score matter? Yes, it can help you to get a better interest rate, but most don’t use it to determine if you can qualify for a Mortgage. Do you need 100% financing so you can get started with no money out of pocket? Most have developed a program that gives you access to additional financing options on top of hard money, that can make it possible for you to break into real estate investing with no money of your own. Most lenders have been fortunate enough to help their clients make well over $1,000,000 of pure profit and counting from investing in real estate through their specially designed hard money Mortgages. You could easily be the next success story, and everyone hopes you are!