No Credit? No Problem for Arizona Hard Money Lenders

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No Credit? No Problem for Arizona Hard Money Lenders

Whether you have bad credit or no credit, Arizona Hard Money Lenders can look beyond that to see the potential for a great investment.

There’s a lot of talk about bad credit these days. When people fall on hard times it can be the only way to get by, but it comes back to haunt you if you are unable to pay it off in a timely manner.

But what about those who don’t have credit? There’s an especially satisfying feeling being able to make large purchases without putting it on your credit. People work and save to be able to do just that. However, not having credit can sometimes be a roadblock just like bad credit can be when it comes to home loans.

Here’s why traditional lenders don’t follow in the footsteps of Arizona Hard Money Lenders when it comes to credit requirements.

Why Credit Matters

Credit shows your ability to budget your money and pay off large purchases. Banks use this as a gauge for how you will treat their loan should they fund it. Having bad credit shows that you haven’t been responsible with money in the past and taints your ability to secure funding.

No credit means there’s no record of your money management at all. Unfortunately that’s the best way to prove to lenders that you can fulfill financial responsibilities. A clean slate, in this case, isn’t good.

While Arizona Hard Money Lenders can look beyond not having credit, it’s beneficial to have some sort of credit history because it is an important part of many life events like applying for a job or student loans. You can get a secure credit card to begin building your credit history and display your ability to manage your money wisely.

Bypass the Credit Requirements

If you’re looking to fund an investment and don’t have the savings to do so, speak with a Arizona Hard Money Lender to see what your options are. Level 4 Funding, for example, has a proven track record of funding loans for investors with no credit or bad credit, enabling them to make their investment dreams come true!



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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