You hold your breath every time the mailman stops in front of your house. You dread seeing the envelopes he pulls from his bag and hold your breath while taking the agonizing walk to the mailbox. “Today could be the day,” you think to yourself. “Today, my dream could be shattered.” You knew it was coming, but there wasn’t much you could do about it.

Today could be the day when you receive your foreclosure notice.

Sound familiar? Don’t let this day come. Consider a Phoenix short sale before allowing your home to be foreclosed.

A Phoenix short sale is the process of selling your home for less than you owe the lender. This decision must be agreed upon by the buyer, lender, and current homeowner. A Phoenix short sale is a more viable alternative to foreclosure because it does not completely destroy your credit, nor does it prevent you from ever owning a home again. The best part about a Phoenix short sale is that you can continue living in your home payment-free until the sale is complete. During this time, struggling homeowners have a chance to catch up on their finances and relieve some of the debts and burdens that may be weighing them down. The complete application process can take up to four months—plenty of time to get back on your feet and prepare for a clean slate.

Experienced short sale consultants understand the factors that lead up to these tough financial situations. They know that poor credit, other financial obligations, and unexpected expenses can prevent you from affording a house you thought you initially could. These consultants have come to understand the delicate ins and outs of the real estate industry and are standing by to help you relieve your burden. From filling out paperwork to finding a buyer, Phoenix short sale consultants are there for you throughout every step of the process. Remember before your commit to a short sale consultant, that less than 1% of the 70,000 real estate agents in the local Phoenix area are specialized in the short sale market.

Everyone can reap the benefits of a Phoenix short sale.