Dude, are you have trouble Financing you investment property?

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Dude, are you have trouble Financing you investment property?

Having trouble financing that real estate project you just know is a winner? Read Peter Allen’s story of how a Arizona Hard Money Loan gave him a helping hand when he needed one.

Maybe my bright idea isn’t so bright after all, Peter Allen thought as he read through the third letter from a bank rejecting his application for a real estate development loan. The mortgage companies were not any better, wanting absolutely perfect credit, proof of income that was the 9-5 weekly type and no holes like a loan modification. His credit was decent, but he was self-employed and awhile back, it was request a loan modification or not pay off what he owed. That had been a rough year, but he was back on his feet now with money coming in from small freelance projects and most of his debts paid. Still he wasn’t getting anywhere with conventional lenders.

It felt like a sunny day after a thunderstorm when he had noticed that vacant lot near where he once worked. The sewer lines were in good shape, new water lines less than a year old, power lines strung and it was located near a busy industrial area. It was just waiting for a good building that could be a restaurant, a club, something that would benefit local workers who didn’t want to drive long distances for lunch or settle for fast food joints. Someone was going to make good on that land—why shouldn’t it be him?

Tossing the letter, Peter picked up the phone book to call his brother’s office and an ad caught his eye that said: ‘Having trouble borrowing money for that great idea you have? Get in touch with Landon Funding—we offer deals that the banks can’t.’ He had heard of private financing, but never investigated it. What the heck, he thought and called for an appointment.

“Well, I see your problem, Mr. Allen,” Ken Landon said after hearing about Peter’s background and plans. “Banks and mortgage companies have a lot of rules and they have to follow them all. And if everything was perfect, it would still take six to eight months. That’s just the way they work. Arizona Hard Money Loans can be there when you need them. Do you own your home–is it paid off? Can you pay every month and once the project’s completed, pay off the remainder in one payment? Can you provide me with tax returns that will show an average of what you make every year?”

“Yes, my house is paid off. I have proof of past payments made on time even when I wasn’t working.” He smiled then. “I believe in records. My tax returns date back five years since I am self –employed. It helps when dealing with the IRS.”

“Great, get that stuff to me as fast as you can,” the man across him said. “Give me a couple of weeks. With your business plan, I believe we can make your dreams a reality.”

Peter drove home with a smile on his face, planning to call his brother over for dinner. He could hardly wait to give Frank good news for a change.

A Arizona Hard Money Loan was Peter’s answer. A month later, the loan had closed, papers were signed and money was in the bank. An ad in the local paper had already brought in a couple of construction bids and the Philly Homestyle restaurant group had called to see what he could offer, stating they were interested in the area. Check it out for yourself—they may be exactly what you need.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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