Terms and Conditions

Lending

Equal Housing Opportunity. Non Consumer Commercial Loans.

APR for loans vary from 7.99 – 29.9% and is based on:

  1. Property location,
  2. Loan to Value (LTV),
  3. Credit Score (FICO),
  4. Ability to repay,
  5. Your capabilities/experience and
  6. Site Inspection.

This is not a guarantee.  

Costs, rates and terms can only be determined after completion of a full application.

This is not a Good Faith Estimate (GFE).

These are short term loans 2-60 months.

For the lowest possible rate, typically the borrower will have a LTV of 55% or less and a FICO Credit score of 740 or better.

For example: A loan of $500,000 at 8% for 60 months the payment would be interest only payments of $3,333.33/month for 60 months, balance of $500,000 due at end of loan, closing costs of $12,500 with an APR of 8.20%. The home would be located in Scottsdale, Loan to Value at 55% or less and the Borrower would have a tri-merged middle credit score of 750 or better.

Normally, borrowers who apply for the loans, their rate ranges from 9.5% to 13.9%. For a second position loan the rates vary from 18.9%  – 29.5%.

These are Non Owner Occupied Loans, Bridge Loans, Construction Spec Homes or Commercial Loans.

Payments are interest only, which means there is no principal reduction to the loan during the term of the loan.

There is no guarantee that the lender will extend the term of the loan.

Loans may have a prepayment penalty or a minimum time commitment, talk to our licensed mortgage experts for more details.

To qualify for a 90% Loan To Value Rate:   This is a third party broker participation rate where the broker will share in the profit of the project.

We look at credit score to determine loan possibilities.  Poor credit will result in higher interest rates and a higher down payment.

Borrowers with outstanding judgments, tax liens or pending litigation would have to be settled before close of escrow to qualify for any of our loan programs.

Any third party costs/fees or services you pay directly are your responsibility.  If the loan is denied for any reasons, Level 4 Funding LLC is not responsible for refunding any of the costs/fees or services pay directly by you.

Level 4 Funding is a Hard Money Mortgage Broker who will work for you to provide you with the best possible rates and terms.   We are better than the bank, we’ll go to bat for you, to personally show your loan criteria to over 200+ professionals that will provide their best rock bottom terms and conditions. Underwriting is fast and easy; with closing is just a few days.

Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Terms and conditions of all loan programs are subject to change without notice.  To get more accurate and personalized results, please call (623) 582-4444 to talk to one of our licensed mortgage experts and should not be considered as such.

You are not required to complete this loan merely because you have received these disclosures or signed a loan application. If you obtain a loan, the Lender will have a mortgage/deed of trust on your property. You will lose your property, and any money you have put into it, if you do not meet your obligations of the loan. You should have sufficient cash reserves and experience to complete the project.

Trust Deed Lenders

Notes are not offered to any prospective lender unless such lender has established, to the satisfaction of Dennis Dahlberg, RI/CEO of Level 4 Funding LLC, that the lender meets lender qualifications.

Some employees at Level 4 Funding LLC are also licensed Arizona Real Estate Agents and Arizona Insurance Agents.  We do not act as dual agents on any loan; however some broker agent’s will have transactions where an employee at Level 4 Funding LLC is also employed at the broker agent’s.

Each lender funds the Notes through a Title Company from his/her/its own account, for investment purposes only, and without any intention of distributing or reselling any of the Notes, either in whole or in part.

We cannot and will not guarantee that this opportunity will be successful, see competent advice from attorneys, real estate appraisers, financial planners, securities dealers and accountants before you enter any agreement.

Agreement

Any e-mail is for the exclusive use of the intended recipient(s), and may contain privileged and confidential information. If you are not an intended recipient of any e-mail, please notify the sender, delete the e-mail from your computer and do not copy or disclose it to anyone else. Your receipt of e-mail message is not intended to waive any applicable privilege.

Neither any website documentation, e-mail nor any attachment(s) establish a client relationship, constitute an electronic signature or provide consent to contract electronically, unless expressly so stated by Dennis Dahlberg, Level 4 Funding LLC.

Level 4 Funding LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions.

To the extent any e-email or this website includes any tax or legal advice this message is not intended or written by the sender to be used, and cannot be used, for legal or tax matters.

Any third party costs/fees or services you pay directly are your responsibility.  If the loan is denied for any reasons, Level 4 Funding LLC is not responsible for refunding any of the costs/fees or services pay directly by you.

E-Mail Communications
We may email you to communicate with you about your loan. You may also receive occasional e-mail communications regarding our site, special offers, service or products If you do not wish to receive promotional e-mails you may e-email or write to us instructing us to take you off our list our you can unsubscribe from the mail by using the unsubscribe link located at the bottom of all e-mails.

On-Line Submission Requests
By submitting your contact information you agree to our privacy policy. You also expressly consent to having us, or affiliates, contact you about your inquiry by text message, phone (including automated telephone dialing system or and artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national do not call registry. You do not have to agree to receive such calls or messages as conditions of getting any services from Level 4 Funding LLC or its affiliates.

Personal Information
When visiting our site you can view or web pages without telling us who you are or transferring any personal information. We may track the IP Address, added tracking code and tracking pixes to analyze trends and usage and further re-marketing.

Protection of your personal information
The personal information that you proved in connecting with purchasing a product from Level 4 Funding LLC is classified information. Your information is portended in several ways. Your credit card information is not stored on any server. When your information is transmitted to our server from this site, Level 4 Funding LLC encrypts your personal information and thereby prevents unauthorized parties from viewing such information when it is transmitted.

 

Contact Information

Level 4 Funding LLC an Arizona Limited Liability Company
22601 N 19th Ave Suite 112
Phoenix AZ 85027, 623-582-4444
NMLS 1018071, AZMB 092396
www.Level4Funding.com   Dennis@Level4Funding.Com
Dennis Dahlber Broker/RI

Level 4 Funding Broker