Direct Hard Money Private Lenders
Residential Hard Money Lenders in Arizona

How much do you need?
Over $40,000,000 Funded

All of Your Funding Problems are Solved Here!
Get the Lowest Possible Rate Term Guaranteed

Residential From 7.99% APR*
Fix & Flip 90% LTV with 100% of Rehab*

If You Are Not Using Level 4 Funding You’re
Probably Paying Way Too Much

That’s It! The Stress is Gone
No More Begging, No Jumping Through Hoops
No Tax Returns, No Pay Stubs or No Credit Required
No UP Front Fees - No Junk Fees

More Real Estate Investors Became
Millionaires and You Can Too
Do Real Estate Investing and Take Over the World

What are you waiting for?
Fill out the Apply Now and get started! ---------------------------------->

Get you approval for the loan within 24 hours.


We Specialize in
Residential Hard Money Lenders in Arizona

 No More Begging

No Jumping Through Hoops

No Tax Returns

 No Pay Stubs*

 No Credit Required

 No Up Front Fees or Junk Fees

Flexible Terms From 3 to 60 Months

 Fixed Rate From 7.99% APR*

Up to 85% As-Is Value, 100% of Rehab Costs

Commercial/Construction Loans

Business Loans/Fix&Fip Loans

 Trust Deed Investing

Hard Money Lender Residential Hard Money Lenders in Arizona

Do What Everyone Else Is Doing Start Making Money

If Your’re Not Using Level 4 Funding

You Are Paying Way To Much


Cash Out Hard Money Loan
Loan Amount $1,850,000
Home Value $4,000,000
LTV 46% Scottsdale, AZ

Cash Out Hard Money Loans
Loan Amount $3,000,000 @9%
Home Value $4,850,000
LTV 61% Beverly Hills CA


Construction Hard Money Loans
Loan  $185,000 @ 9.5% 24 Months
Home Value $275,000
Prescott Valley AZ

  • Paul Nordini
    “Top notch loan broker. who was awesome, quick, prompt, and most importantly, delivered. I would say don't even waste your time with another broker - these folks get the deal done, period. As a lawyer, they have helped me and many of my clients with a can-do attitude, and professionalism that is unmatched. A definite recommendation.”
  • Roger Johanson
    “I was working with a hard money lender (OF) for the past ten days. 24 hours before my loan was supposed to close they called me and told me they were lowering my loan amount by 15%. I called Mark G at Level 4 Funding and told him the situation. If you want work with someone honest and professional call Level 4 Funding today.”
    Roger Johanson
  • Rick Carrol
    “After hearing, the good things about this company, I think they are on top of their game. I will keep recommending people I know in Arizona to level 4 Funding.”
    Rick Carrol

How to Qualify with Residential Hard Money Lenders in Arizona

Residential hard money lenders in Arizona have different requirements than traditional banks. Generally speaking, it’s much easier to qualify for a loan, but it’s helpful to know what they’ll be looking for before applying.

When most people purchase a home, they’ll head to a bank for a traditional mortgage as a first order of business. You probably know the drill; they request paycheck stubs, bank statements, check your credit, and go through an entire process which can take days or weeks to produce an answer. From there, the bank will either come to you with a “yes” or a “no.” If you get the green light, they’ll break down the terms they’re offering, and from there you can choose to go for it or not. In all. According to, about 30 days usually passes from  the time you apply until you’re funded, but it’s not uncommon for 45-60 days to pass. If you get stopped, it’s usually because they noticed something in your credit history they didn’t like or something was off with the financials.

The process with residential hard money lenders in Arizona is quite different and often wraps up in less than a week. Although they do generally request a lot of the same data traditional mortgage companies do, the biggest factor in getting qualified is the value of the house. If the house appraises for considerably less than the amount you’re requesting, most will feel comfortable investing their funds. The sweet spot tends to sit around 50-60% LTV, or loan to value, but sometimes a 90% LTV is possible. This is the ratio of money you’re requesting or the loan amount to the appraised value of the home.

Is Hard Money Right for You?

Most people would not go to residential hard money lenders in Arizona for help if they were trying to purchase a home to live in. The structure is different. Instead of having 30 years to pay off the balance, borrowers usually have five or fewer. One and two-year terms are more common. Moreover, instead of paying principle and interest each month, borrowers usually just make interest payments during the term, with the full balance being due at the end. Those kinds of terms aren’t in line with traditional homebuyers who want to make payments over many years and settle down. However, they can be ideal for real estate investors, those who fix-and-flip, or for someone who needs to qualify quickly and plans to refinance or sell for any reason within a couple of years.

Most people qualify because the approval process is simple.

The bottom line is that, if there will be a fair amount of equity in the property, residential hard money lenders in Arizona will usually offer funding. If you’ve done your homework and think it’s the right choice for you based on your needs, you can chat with a broker before applying to verify what investors are looking for or just recheck your numbers and apply to see what terms you qualify for.