Direct Hard Money Private Lenders
Arizona
- CaliforniaTexasColorado

Over $40,000,000 Funded

Residential Hard Money Rates from 7.99% APR*

Commercial Loans Rates from LIBOR+350*

Fix & Flip 100% of Rehab and 90% LTV*


Investment - Fix&Flip - Bridge – Commercial
Business - Construction - Cash Out

Commercial, Residential, Office, Multi Family,
Warehouse, Storage Complex, Student Housing,
Raw Land, Construction

We Specialize in Private Hard Money Loans
Nation Wide

Fast/Easy Approval Process

Loan Value Up to 90%*

Funding in Days

 From $50,000 to $50,000,000*

 No Prepayment Penalties*

 PreApproved in 24 Hours

Flexible Terms From 3 to 60 Months

 Fixed Rate From 7.99% APR*

Up to 85% As-Is Value, 100% of Rehab Costs

Commercial/Construction Loans

Business Loans/Fix&Fip Loans

 Trust Deed Investing

Just Funded Hard Money Loans

Purchase Mortgage
Loan Amount $10.3 M
Value  $20,0M
LTV 55%  Houston, TX

 

Cash Out Mortgage
Loan Amount $560,000
Home Value $999,450
LTV 56% Mesa, AZ

 
property-image-6x

Cash Out Mortgage
Loan Amount $1,850,000
Home Value $4,000,000
LTV 46% Scottsdale, AZ

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Cash Out Mortgage
Loan Amount $3,000,000 @9%
Home Value $4,850,000
LTV 61% Beverly Hills CA

 
new samlple 1

Apartment Purchase
Loan Amount $650,000
Value $1,250,000
LTV 52% Phoenix, AZ

 
construction

Construction Financing
Loan  $185,000 @ 9.5% 24 Months
Home Value $275,000
Prescott Valley AZ

1139xv2

Rental Purchase
Loan Amount $300,000
8.25% 60 Months
Sedona AZ

 
1149x

Rental Purchase
Loan Amount $450,000
8.0% 60 Months
Scottsdale AZ

 
1203x

Rental 2nd Mortgage
Loan Amount $42,000
18.9% 12 Months
Avodale, AZ

320 Austin Purchase at 12

Cash Out
Loan Amount $320,000
12% - Closed in 3 days
Austin TX

 
485k 50% LTV

Rental Purchase
Loan Amount $485,000
50% LTV
Scottsdale AZ

 
1273 river terrace new braunfelds texas 78130

Refi Out Lodge/Hotel
Loan Amount $1,400,000
8% - 58% LTV
New Braunfels TX

 
markgnextdeal

Private Hard Money
Give us a call and
and we can get a loan
done for you!

 

 

Why Choose Level 4 Funding

Multiple Hard Money Loan Offices

Level 4 Funding LLC has a great team of professionals that can help get the most challenging, hard money loan/mortgage approval for you at the best possible rates.  No matter your situation, credit score, or your project we seem to always find a bank, insurance fund, hedge fund, mortgage banker, or private investor that will say yes to your loan. Located in the Arizona, California and Texas as a Private Hard Money Lender that funds private hard money loans for commercial real estate investors professionals and home owners.

With over $40,000,000 Funded, we are able to provide Private Loans from from $50,000 to $50,000,000 with very competitive terms and rates.We arrange Bridge Loans, Commercial, Residential, Office Multi Family, Warehouse, Storage Complex, Student Housing, Raw Land, Construction, for commercial and residential clients. We are the premier Hard Money Mortgage Brokers when you need a private money loan or mortgage.  We have very competitive rates and generous lending standards for underwriting a loan. Located in Phoenix, Arizona and Austin Texas, Level 4 Funding LLC is among the very few hard money mortgage broker companies with offices in these locations.

 

Commercial Loans for Individuals and Corporations.

Our goal is to provide a  private hard money loan and mortgages for Commercial Real Estate Investors, Fix&Flip, Rental Property, Income Property. We also provide private funding for investors who are purchasing a home at a foreclosure, bank owned or short sale property.

Speed of service

Private Money Lenders. Call us when the banks say no!  We fund private hard money loans for you when you are self-employed or have credit problems and want to buy an investment property by trying to obtain a loan from a bank, but the bank says no.

If you are an investor, fix & flip professional, or you need cash to start a business or other business opportunities we can provide short-term private hard money. As a private money lenders, Level 4 Funding LLC has investors who look past the credit issues and consider the project and the value of the project when we provide a hard money loan mortgage for you.

Prividing  quick funding  with sometimes in as little as 24 hours!  No long applications or piles of paper work or endless requests for more documents.

Private Lenders are More flexible than most banks

We are Hard Money Loan Mortgage Brokers and can provide you with many options.  We work with a lot of banks and investors so we can broker the best hard money loans in Texas, California and Arizona for you!

There are only a few Mortgage Brokers and most companies are bankers who can’t do what we do as investors. The requirements to be a licensed mortgage broker are tougher and require more education and experience that a mortgage banker.

As a hard money mortgage broker, when a bank or investor says no, we can go to another bank or investor in our large list possibilities until we hear yes! You’re not limited to one set of guidelines that a borrower must meet as you would when you work with a Mortgage Banker.  Instead, we have a wide list of different mortgage programs available.  

We are an Arizona, California and Texas Hard Money Brokers who will evaluate all the mortgage package around until we find the best rates and program that meet your hard money loan requirements. No matter your situation, credit score, or your project we seem to always find a bank, insurance fund, hedge fund, mortgage banker, or private investor that will say yes to your loan.

We do them all! 

Give us a quick call to discuss your situation and your project. We can provide you with an answer over the phone with no obligation or any pre-paid fees in advance.

If we can help we will, if not we can tell you the course of action you need to take to get your project funded. Yes we do them all, give us a call today for a Private Hard Money Lender for AZ, CA, CO, FL, ID, OR TX and WA!  Give me a call at 623-582-4444 or for Texas Hard Money call us at 512-516-1177.

  • “Top notch loan broker. who was awesome, quick, prompt, and most importantly, delivered. I would say don't even waste your time with another broker - these folks get the deal done, period. As a lawyer, they have helped me and many of my clients with a can-do attitude, and professionalism that is unmatched. A definite recommendation.”
  • “I was working with a hard money lender (OF) for the past ten days. 24 hours before my loan was supposed to close they called me and told me they were lowering my loan amount by 15%. I called Mark G at Level 4 Funding and told him the situation. If you want work with someone honest and professional call Level 4 Funding today.”
    Roger Johanson
  • “After hearing, the good things about this company, I think they are on top of their game. I will keep recommending people I know in Arizona to level 4 Funding.”
    Rick Carrol



Construction Loans

Rates from 9.99 APR*
3-60 Months Terms

Fast Closing

Considering a Hard Money Loan In California for your next commercial project or business plan?

If that’s where your financing search is headed  it is important to know the pros and cons of a commercial hard money loan. By know you know Hard Money Lenders California are some of the most readily available hard money financing options, which is great for shopping around for the best rates and terms. But, in general, you may be wondering what exactly the benefits or rather advantages of Hard Money Loan California are? Moreover, you may also want to know exactly what the disadvantages are of these particular kinds of loans. Well, the good news is the benefits outweigh the disadvantages by far.

Another major benefit to California hard money is the ability to get a project funded that you were unable to get funded or rather financed anywhere else. One common example is a fix and flip project. Often, banks are not interested in short-term lending. This is not to say that banks do not offer short-term options but rather that banks are in the business of making money and the easiest way to do that is to approve long-term loans more often. Furthermore, banks look at these kinds of projects such as a fix and flip as high-risk which only make getting financing harder.

The Pitfalls of Hard Money Lenders California

So now that we’ve covered the major benefits of all things hard money, let’s talk about those pesky pitfalls and disadvantages. The top disadvantage when dealing with hard money financing is of course that higher than average interest rate. But, in reality, just as banks need to make a profit and are concerned about high-risk borrowers, non-bank lenders need to see some return on their investment hence the higher rates. Disadvantage number 2 is the fact that California hard money financing is only available for short-term use. This means if you are looking for financing for a project that others have deemed high-risk for more than 1-5 years you may have to look elsewhere.

Commercial Hard Money

Lastly, hard money loans California require either a minimum amount of equity i.e. at least 25% or a significant down payment. In the world of Commercial hard money, that minimum amount becomes 40% and the down payment is much larger. This increase is ultimately due to the fact that if there is a default, selling the commercial property is much harder to do and often requires a discounted sale price in order to recoup what the non-bank lender lost.

 

Trust Deed Investor
You've Done The Unthinkable You Became The Bank

 When you are Investing in Deeds of Trust you become the bank.  No middle man, all the interset comes directly to you , and at a high rate of return typically 8-24.9%.  Best of all your Trust Deed Investment is back up by a solid hard asset.

Today when you deposit your money in a bank, the bank will make money on your deposit and pay you a very small, if any, return on your deposit.  If there is money made by the bank on you deposit, you will never get it.  When you invest in Deeds of Trust, you are the bank and all profit, interest is all yours

Better than the bank!

Banks are only paying a little interest if any.  But investing in Trust Deeds, the borrower will pay you, directly at a very good rate.  Typically, the average return on your investment is 12%, but depending on the risk factor of the Trust Deed Investments, the rate can be as high as 24.9% or more.

Your investment is backup by the hard assets of the property, not a promise from the bank.  You can actually go and look at the investment and see the status of the property.  The Trust Deed Investment is not going to disappear in the middle of the night, and is fully insured for loss.  The next time you give your money to a bank for little or no return, ask them where your money is going. 

Fully Insured - Guarantee

Even if the property completely burns down to the ground your Trust Deed Investment is insured.  It is ever better than the stock market, where you can wake up some morning and hear on the news that the company you invested with is going out of business.  You have no claim and you completely lose your entire investment.     
Read More
....            The Process of Investing in Deeds of Trust....

  • " I found that this is a quick way to earn 12 percent on my money. Don’t know where else you could get such a nice return on your investment”
    Joan Callahan
  • "I’ve done 3 deals and I love the 12% on a secured investment.”
    Donna Lee
  • "I was scared and not certain about the deals, but when I talked to my attorney I realized the investment was safe and secured, I was ready to go”
    David

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Wall of Commercial Mortgage Backed Securities comes due

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    In the wake of the Great Recession, traditional banks have raised borrower standards. This is especially true when it comes to commercial mortgages. But […]



Fix and Flip Loans

Rates from 7.99 APR*

3-60 Months Terms

Fast Closing